Credit Glossary

Credit Glossary

Plain meanings for personal credit, business credit, banking, loans, payoff terms, and financial reports.

Choose a letter. Click a term to open its meaning. Press Ctrl+F on Windows or Command+F on Mac to find a term name.

Credit scores and loan rules vary by lender, product, and scoring model. A score or ratio alone does not promise approval. These notes explain terms; check the current agreement and rules for each account.

A

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B

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C

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D

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E

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F

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G

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H

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I

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J

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K

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L

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M

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N

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O

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P

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Q

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R

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S

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T

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U

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V

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W

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X

No terms listed under X yet.

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Y

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Z

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Reference guides · Checked October 25, 2026

FICO score versions · VantageScore · Dun & Bradstreet · Experian business scores · CFPB: DTI · CFPB: payoff amounts · Regulation DD / Part 1030 · FDIC insurance · SEC: financial statements · OCC banking glossary